Commercial General Liability Dispatch

Page 11 of 12

As the Old Saying Goes, if You Really Want Something, “Get It In Writing”: Owner & General Contractor Lose Their Own Coverage as Well as Additional Insured Coverage From Subcontractor’s Insurer Because the AI Coverage Was Not Required in Writing

In Hermitage Ins. Co. v. Skyview & Construction Corp., et al., 137 A. D. 3d 712 (1st Dept. 2016), the New York appellate court again reaffirmed the numerous pitfalls that attend the process of trying to obtain additional insured coverage… Continue Reading →

TRESSLER WIN: Florida Court of Appeal Affirms no Coverage for Consumer Claims Over False “Organic” Labels

On April 6, 2016, the Florida Second District Court of Appeal in Vogue International, LLC v. Hartford Casualty Insurance Company, Case No. 2D15-3131, affirmed the trial court’s ruling on summary judgment in favor of Hartford Casualty Insurance Company (Hartford), finding… Continue Reading →

TRESSLER WIN: Illinois Appellate Court Slams Junk Fax Litigation “Charade;” Holds Insurer Owes no Coverage for TCPA Settlement

In First Mercury Ins. Co. v. CE Design, Ltd., 2016 IL App (1st) 143924-U (March 30, 2016), an Illinois appellate court held an insurer owed no coverage for a class settlement consisting of TCPA statutory damages falling within a $500… Continue Reading →

“But For” or Proximate Causation? That is the Question… the 3rd Circuit Answered When Interpreting an Additional Insured Endorsement

In Ramara, Inc. v. Westfield Insurance Co., No. 15-1003 (3d Cir. Feb. 17, 2016), the 3rd U.S. Circuit Court of Appeals held that, under Pennsylvania law, the additional insured need only show “but for” causation to trigger the additional insured… Continue Reading →

Under Minnesota Law, Insurer Is Entitled to Equitable Contribution From Co-Insurer Even if Co-Insurer Will Ultimately be Reimbursed by Insured

The 8th U.S. Circuit Court of Appeals affirmed the U.S. District Court for the District of Minnesota and found that insurer, National Union, had a duty to defend the insured and, therefore, another insurer, Continental Casualty, was entitled to equitable… Continue Reading →

California Court Upholds Liability Policy’s Remodeling Limitation and Residential Construction Exclusion

In Nazarian v. Colony Insurance Company, 2016 WL 471853 (Cal. App. February 8, 2016), the California Court of Appeals held that an insurer owed no duty to defend or indemnify its insured for an underlying suit arising out of the… Continue Reading →

No Settlement, No Suit; Insured’s Assumed Legal Obligation Not Imposed by Law

In Busch Properties, Inc. v. National Union Fire Ins. Co. of Pittsburgh, PA., No. 14–3688, 2016 WL 722950 (8th Cir. 2016), the 8th U.S. Circuit Court of Appeals held that: (1) under Missouri law, the insured’s legal obligation to remediate… Continue Reading →

Stick With the Greek Yogurt: Wisconsin Supreme Court Holds Wrong Ingredient in Probiotic Tablet Does Not Constitute “Property Damage”

In Wisconsin Pharmacal Co. LLC v. Nebraska Cultures of California, Inc., Nos. 2013AP613, 2013AP687, 2016 WL 785203 (Wis. March 1, 2016), the Wisconsin Supreme Court held that the incorporation of the wrong ingredient into probiotic supplement tablets that rendered the… Continue Reading →

TRESSLER WIN: Wisconsin Federal Court Applies Prior Publication Exclusion in Copyright Infringement Case

In Design Basics, LLC v. Best Built, Inc., Design Basics alleged that the insured contractor, Best Built, infringed on six of its copyrighted architectural plans in its advertisements and home construction activities. There was no dispute that Design Basics first used… Continue Reading →

Insurer Dodges Bullet for Untimely Disclaimer in New York

Once again, the labyrinth wrapped in a conundrum that is New York Insurance Law 3420 (d)(2) rears its ugly head, but at least the outcome was not so ugly. In Black Bull Contracting, LLC v. Indian Harbor Ins. Co., 135… Continue Reading →

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